Voluntary Benefits
More Than Benefits — A Competitive Advantage
When voluntary benefits are strategically aligned with an employer’s overall workforce goals, they become a powerful tool for attracting and retaining talent. Employers that invest in thoughtful plan design and effective delivery create a stronger culture of care, improve workforce stability, and stand out in today’s competitive employment landscape.
Enhance your benefits package with a full range of supplemental options:
✦ Cancer Insurance
✦ Critical Illness
✦ Disability
✦ Life Insurance
✦ Hospital Indemnity
✦ Dental & Vision
Voluntary benefits empower employees to choose coverage that fits their personal needs—often at no direct cost to the employer. When structured through a Section 125 Cafeteria Plan, employers may also reduce payroll taxes.
Dental Insurance
Dental coverage is one of the most valued employee benefits after medical insurance. It plays a key role in overall health, attendance, and productivity.
We offer flexible dental plans that can be:
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Employer-paid
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Employee-paid (voluntary)
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Or a combination of both
Disability Insurance
Your employees’ ability to earn an income is one of their most valuable assets.
Consider:
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Disabling injuries occur every few seconds in the U.S.
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Millions of Americans are unable to work due to disability
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Financial obligations continue—even when income does not
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Disability insurance helps protect employees and their families from unexpected financial hardship.
Vision Insurance
Vision insurance is a low-cost, high-impact benefit that supports employee health and productivity.
Benefits include:
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Early detection of conditions like diabetes and hypertension
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Reduced eye strain from screen use
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Increased employee satisfaction and retention
Life Insurance
Employee and/or Employer Paid Available
We offer flexible life insurance options designed to protect what matters most:
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Base coverage: $5,000 – $50,000
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Group Voluntary coverage: Up to $500,000
Policies are:
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Competitive and affordable
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Portable and convertible
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Available for employees, spouses, and dependents
Maximize the Power of Voluntary Benefits
The traditional, transactional approach to voluntary benefits is rapidly evolving. Employers are no longer adding benefit offerings simply to increase plan volume or check a box. Today’s workforce expects meaningful, personalized solutions that support employees through every stage of life.
Education around voluntary benefits is key to success
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Employees are more likely to be satisfied when they have many benefits available and they’re communicated well.
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More than 10% of employees are “not sure” whether their employer offers various insurance and non-insurance benefits.
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Employees who feel they understand their benefits very or extremely well ranges from 39% to 72%, depending on the product, with least understanding of disability and supplemental health plans.
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Employees cite costs or the belief that they “don’t need” the coverage when they don’t enroll in benefits
