BE IT KNOWN -  www.b-part.com (hereinafter referred to as our website) is owned and operated by Benefit Partners Insurance Group & Enrollment Services (hereinafter referred to as BPIGES).  You may freely browse our website and download materials contained on this our site for your personal, non-commercial use.  However, no material or images from may be copied, reproduced, republished, re-posted, transmitted, hyperlinked, merged with any other works, or distributed in any way, for public or commercial
purposes without the express written permission of BPIGES .  Modifications of the contents of our website is a violation of BPIGES 's copyright and other proprietary rights.

Disclaimer - While BPIGES uses reasonable efforts to include accurate and up-to-date information on our website, BPIGES makes no warranties or representations as to its accuracy. The materials contained on our website  are provided 'AS IS' and without any implied or express warranties. BPIGES does not warrant that the functions contained in the materials will be uninterrupted or error free, that defects will be corrected, or that this site is free of viruses or other harmful components. BPIGES does not warrant or make any representations regarding the use or results of the use of BPIGES in terms of accuracy or reliability.  Anyone accessing this site assumes the entire cost of all necessary computer or network servicing, repair or correction.  Under no circumstances will BPIGES be liable for any special or consequential damages that result from the use of, or inability to use, this website. Nothing in this web site is intended to add, subtract or change insuring agreements,   conditions, coverage, exclusions, or any part of an insurance policy or it's endorsements. Each client is responsible for the accuracy of information he or she provides in connection with the submission of a risk. The contents of this is not, nor should be construed to be, legal or tax advise. You should always consult an attorney or a professional tax adviser when legal or tax advice is needed.

Links - http://www.b-part.com contains links to other - but non-related - World WideWeb Internet sites. BPIGES is not responsible for the availability or reliability of the contents of those outside sites.  Reference to any external services, products, and hypertext links to third parties does not necessarily constitute or imply an endorsement, sponsorship or recommendation by BPIGES. Consequently, please direct any concerns or complaints you may have regarding these external links to its site administrator.

Submissions and Feedback -  BPIGES welcomes your feedback.  Unfortunately, BPIGES can not guarantee that it will be able to respond to any suggestions or concerns sent via http://www.b-part.com.  If you would like to speak to a representative of BPIGES, please call your member services 1-800 telephone number.

Trademarks & Copyrights of Benefit Partners Insurance Group & Enrollment Services, http://www.b-part.com or any insurance carriers or any other company contained or otherwise listed on our  website are all trademarks of each perspective listed .  Nothing contained on this website should be construed as granting, by implication, estoppels or otherwise, any license or right in and to BPIGES trademarks without the express written permission of BPIGES.

Jurisdiction  - http://www.b-part.com is presented solely as a service to selected plan members and plan sponsors in the United States of America and its territories. Although accessible by others, this site and its contents are intended for access and use by U.S. residents only. This wedsite is controlled and operated by BPIGES from its headquarters in the State of Mississippi, United States of America.  This license agreement is governed and construed in accordance with the laws of the State of Mississippi, without giving effect to any principles of conflicts of law.

Termination - BPIGES may terminate or revise this end user license at any time without prior notice. You are bound by any such termination or revision and should therefore periodically visit this page to review the then current end user license.

Furthermore

Copyright by BPIG. The contents of this website may not be duplicated in whole or in part for the purpose of without the expressed written permission of BPIG. Any copyright infringements will be strictly enforced under the copyright laws of the United States.